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You can borrow against your car. The vast majority of secured personal loans use a car as collateral. These loans - known as auto equity loans - let you borrow money against the market value of your paid- off car. A lender that accepts your car as collateral may require that you insure it for physical damage, naming the lender as loss payee in the cash loans norfolk its totaled. If you already dropped collision and comprehensive coverage on your paid-off car to save money, lenders may sell you optional credit insurance, which is often more expensive than the cheapest full coverage.
There are two other options to borrow against your car: Auto refinance cash loans norfolk an option if you still owe money on your car but have substantial equity. Refinancing replaces your original loan with a new loan at a higher amount.
You keep the extra cash.
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