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CIMB Xpress Cash Financing-i is personal financing that is catered for selected MultinationalsGLCs and Malaysian public sector employees.
The profit rate starts at 24. 00 p. a flat rate. There are no collateral and guarantor needed for the loan application. The loan tenure ranges from 6 months to 5 years. The maximum you can finance would be RM 50,000 with 10 years repayment period.
However this will also depends very much on amount deducted from your salary.
"A purchase with 50 financing is significantly stronger than a purchase with 80 financing because it's far more likely to close," says real estate agent Ben Kruger of Teles Interest rate for personal loan in fullerton india in Beverly Hills, Calif.
"With more equity in a home, a lender … is going to be far less concerned with appraisal. There is simply less risk for the lender. " Inspect in advance. Most buyers make offers contingent on a home inspection so that if theres anything major wrong, they can back out. It doesnt have to be that way. Ben Kruger was a listing agent on a property that received eight offers the first week, some financed and some all cash. The all-cash offers had lengthy inspection windows.
"An agent representing a financed buyer reached out to me, explained that their buyer was very serious and asked if they could complete inspections before their submission of an offer," says Kruger, a Beverly Hills, Calif.real estate agent.