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The judge then enters a summary judgment, and the court can begin to collect the money you owe on behalf of the collections agency. Depending on your state law, you are exposed to property liens, bank account levies and wage garnishment, Bovee says. You should never ignore a lawsuit, says Lauren Saunders, associate director of the National Consumer Law Center. Show up in court and ask them for proof that you owe them the money, because often they show up without proof, Saunders says. A CFPB review of one lenders lawsuits found that 70 were dismissed for lack of proof.
Other options if you cannot pay a payday loan. You should not prioritize paying the payday lender over putting food on the table or paying the rent, Saunders says.
Advance Financial specializes in short-term, high-interest FLEX loans. Ace Cash Express is a payday loan and cash advance company. They also offers installment loans, check cashing and prepaid debit cards to customers in 19 states.
Advance America Cash Advance is a cash advance company that was founded in 1997. Since their founding, the company has offered short term and online loans to people across the U.and the company now has 2,400 office locations.