Also known as form OLP-30. Community Property: Property acquired by husband and wife, or either, during marriage, when not acquired as the separate property of either. Co-Borrower: Any individual who will assume responsibility on the loan, take a title interest in the property and intends to occupy the property as their primary residence. Co-Signer: Any individual who will assume responsibility on the loan, but who will not take a title interest in the property nor occupy the property.

Curtailment: An additional payment made to reduce the principal balance of a loan. Current MOP Rate: MOP rate currently in effect for Program loans. The locked-in MOP rate will be the Program rate in effect at the time of loan commitment.

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