You apply online. Its easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins. We check confirm. We do a quick check on the information you have submitted to make sure were lending you the right amount and it meets your needs.
You are approved.
By submitting your information via this website, you are authorizing WhiteRockLoans. com personal loans lexington kentucky its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others.
You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including personal loans lexington kentucky potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.
A soft check personal loans lexington kentucky more like a background check and doesnt appear on your credit report.
These are common for certain types of loan applications, as well as employment and rental applications. What is a hard credit check.
A hard check, on the other hand, goes a little more in-depth with your credit history. You also need to give your permission for a hard pull on your credit report.
It can cause a temporary dip in your credit score and stays listed as an inquiry for two years.